average savings in germany

This insurance is a must-have!, they will say. Learn German Guide Yvonnes bike is of even better quality and was 800 euros. At a mid-range restaurant, you can expect to pay somewhere between15 and 25 euros per person. The best of the best: the portal for top lists & rankings: Strategy and business building for the data-driven economy: Industry-specific and extensively researched technical data (partially from exclusive partnerships). Their price is sometimes lower than waving a taxi down on the street. Abi studied History & German at the University of Manchester. Travel is fairly affordable, even in big cities, and food and drink prices are average for Europe. For example, a meal for two people in a restaurant in Munich costs 60, compared to 45 in a restaurant in the city of Ingolstadt. If you would like to purchase a monthly pass, this one will depend on the zones you need to travel through in your commute. If youre looking for a perfectly furnished apartment, large and located near the center of the city then the rent per month will range from 1,000 to 1,500. Yvonne and I have this insurance, and we pay 360 euros a year. To do this, we can compare two cities, each representing one side. Users in Paris and Lyon managed to save 7% of their monthly income over the course of 2021. We publish news about the latest German higher education system changes and education policy updates, as well as a vast amount of informational content, articles, and research about studying in Germany for international students. buying such an expensive handbag is not a good idea, if [your] savings account is already empty), but can they also exist on a macro level? You can only download this statistic as a Premium user. According to calculations by ING Germany and Barkow consulting, people in Germany saved 388,5 billion euros in bank accounts, stocks and shares in 2020 - 45 percent more than in 2019. You can only download this statistic as a Premium user. Use Ask Statista Research Service. The below data is based on the 2019 Federal Reserve Survey of Consumer Finances and figures reference what is referred to in the survey as "transaction accounts.". So if you are into cycling, this is by far the cheapest way to get around in Germany. 61 percent of married couples in western Germany have an additional source of income that brings them, on average, 1.539 euros . So, with an average monthly income of1,230.24 per individual, users in France saved 6% of their monthly income on average. On the other side, in Darmstadt, if youre willing to live in an apartment in the city center, then the rent can peak at 850 per month, which for many students is out of their budget and normally unaffordable. As a Premium user you get access to background information and details about the release of this statistic. They have insurance for absolutely everything! You wont need to expend energy trying to resist temptation elicited by the sight of your favorite clothing shop. Amazon.com, Inc. (/ m z n / AM--zon) is an American multinational technology company focusing on e-commerce, cloud computing, online advertising, digital streaming, and artificial intelligence.It has been referred to as "one of the most influential economic and cultural forces in the world", and is one of the world's most valuable brands. Use Ask Statista Research Service, Gross savings per capita in the EU 2020-2021, by country, Household gross savings rate Germany Q1 2007-Q1 2022, Household gross saving rate in the EU Q1 2020-Q3 2020, by country, Saving for retirement according to German adults in 2021. Germany Gross Savings Rate was measured at 26.1% in Sep 2022, compared with 26.1% in the previous quarter. This system is involved in motivating the pursuit of rewards, such as chasing that irresistible great offer promising two t-shirts for the price of one.. Perhaps this is not so surprising. Retirement now normally begins at age 65 plus nine months though it is to be gradually increased to 67 by 2029. The favourite investment form of German people Savings Accounts in Germany. The gas price is very volatile. Both applications are available in English and will show you a fixed rate before you place your order. The Fed's most recent numbers show the average savings for the age group that includes 40-year-olds is $27,900. You can expect to pay anywherebetween 11 to 17 euros for a movie ticket. Sign Up for Email . Therefore, you must consider this expense in your budget. This tax comes on top of the taxes mentioned above. The average 40 year old has $63,000 saved. On average a fully comprehensive cover costs roughly 600 euros per year, which is also what Yvonne and I pay. (June 12, 2020). There are three types of banks in Germany: Opening a bank account is generally free of charge. Overview and forecasts on trending topics, Industry and market insights and forecasts, Key figures and rankings about companies and products, Consumer and brand insights and preferences in various industries, Detailed information about political and social topics, All key figures about countries and regions, Market forecast and expert KPIs for 600+ segments in 150+ countries, Insights on consumer attitudes and behavior worldwide, Business information on 60m+ public and private companies, Detailed information for 35,000+ online stores and marketplaces. 55 to 64. It would be hard to get by for less than 1,000 a month in Germany, and this rises to around 1,500 - 2,000 in the cities where rents are higher. You still need to pay up! The pass is renewed automatically, and the money is taken from your bank account. This page provides values for Personal Savings reported in several countries. Just 50% of residents in Germany own their own home, the second lowest figure in the OECD. After all, if you cannot lower the housing expenditure to the limit you would prefer, you can search for people with whom you can share the apartment and therefore the total cost of renting it. Germans love to go out for dinner, especially if its a summer night. Yvonne and I pay 60 euros a month for electricity. You would be part of the 5% tier among single households and you could live a very nice life. updated Sep 14, 2022. For a weekend, you can find good deals online and pay as little as50 euros to rent a car from Friday to Monday. A third of Brits have less than 600 in savings. A small apartment in Berlin with one bedroom costs 795 on average. Please create an employee account to be able to mark statistics as favorites. Tip: If you are not an EU citizen, your license will be valid in Germany for six months. Germans love theirinsurances. If youre planning to study and live as an international student in Germany, its good to know and have accurate expectations about the cost of living in Germany. The TFSA is one of the best retirement savings investment vehicles we have and it looks like most Canadians are using it as really just a savings account. There are also some very good independent credit card providers that offercredit cards with great benefits for free. A cocktailcould range between8 and 15 euros. If you are an admin, please authenticate by logging in again. For this type of income there is a flat tax rate of approx. You need at least a Starter Account to use this feature. With our online bank account, not only can you set daily spending limits, but youll also receive push notifications right after each transaction to help you keep track of your budgeting goals. But what is surprising is the fact that women in this older demographic saved 11% more than their male counterparts31% of their monthly income versus 20% for the men. According to our study, they saved nearly three times as much as users in France (16% vs. 6%), but they still lag considerably behind those in Spain and Germany. Naturally, the factor that will determine the most part of the cost of living in Germany is the location where you will be living in Germany. June 12, 2020. This depositcan range from one to three months of rent. If youre thinking of a one-bedroom apartment in the center of the city, the monthly rent is less than 700. The studys authors are pretty clear on the major cause for the strong increase in financial investments: the coronavirus pandemic. CODE University of Applied Sciences - 9,800. Jens mission is to help fellow expats beat bureaucracy and to have a smooth time while they settle into their new life in Germany. You need at least a Starter Account to use this feature. From drug research, we know that relapsing behavior is more likely if we are faced with cues that have been associated with drug intake and drug effects. What's more, the . On the other hand, the same apartment with one bedroom, in peripheral areas will cost you around 500 per month. Car owners in Germany drive on average 12.000 km per year, equaling 1.000 km per month. Your monthly expenses depend greatly on your lifestyle, the city you live in, and how many family members you are living with. Sounds a bit scary, right? Younger Europeans generally struggled the most at saving in 2021, with men ages 2024 saving only 9% of their monthly income. While we only analyzed savings data for one year, its worth noting that 2021 was not a typical year by any stretch of the imagination. Each bank charges a different amount. Youre free to choose any of the above plans, depending on what you need to be covered and how much youre willing to pay. Barcelona and Madrid were equally impressive, with users in these two cities saving an average of 21% of their monthly income. So make sure to inquire about the kitchen before signing any contract. You need a Statista Account for unlimited access. Definition ofSaving rate. Lets look at the table below and see how large is the difference in the cost of living in these two German cities: As you can see for most products the prices in Frankfurt (Oder) are lower than those in Darmstadt. Despite the real evolutionary differences between men and women, it should be noted that gender roles continue to evolve; indeed, the very idea of binary gender roles is quickly becoming antiquated. A paid subscription is required for full access. Other cities around Berlin in the east of Germany are mainly cheaper than their counterparts in the South. If you wave a taxi down, they will start the ride with a fee of 3,50 euros. If you live with roommates, you will, of course, share these expenses. This insurance is useful in case you get into some sort of legal dispute with someone. The gasoline price depends on whether you are filling up on anAutobahn(more expensive) or in a smaller town. And this was perhaps never more true than in 2021, the second year of a global pandemic that posed new and unique challenges for every demographic to navigate. Other than the basic needs already mentioned here, there are some other expenses you have to cover while studying and living in Germany. bonuses according to the StepStone Gehaltsreport 2022. It does not matter if you watch or listen to these shows, or if you speak German at all. Understanding the cost of living in Germany. (August 4, 2022). For single men, the average pension is 1.404 euros, and for single women, it is 1.388 euros. For example, half a liter of German domestic beer costs around 3.50 euros, as opposed to an imported beer which costs 3 euros. The following insights are based on an analysis of spending and saving habits of N26 customers from January 2021 to December 2021: Prof. Dr. Fauth-Bhler explains that the control system of the brain helps to suppress the momentary urges that cause us to fall short of our savings goals. Related Guide: Best Legal Insurances in Germany. Germany Gross Savings Rate is updated quarterly, with data available from Mar 1991 to Sep 2022, and an average rate of 26.1%. Answer (1 of 6): Sorry, but probably you cannot save much money at all. A one-way ticket costs around 2,90 euros. Between the ages of 35 and 44, the average non-retirement savings balance is $20,839. This article covers all the details you need to know. The household saving rate in Germany was the highest during the period studied and remained within the range of 16.7 % to 18.6 % until the sharp increase in 2020 brought it to 23.6 %; in 2021, it dropped back slightly to 22.9 %. American households had a median balance of $5,300 and an average balance of $41,600 in their transaction bank accounts in 2019, according to data collected by the Federal Reserve. For an exact estimation of how much it will cost you to be health insured in Germany read our guide on health insurance in Germany. Register in seconds and access exclusive features. Germany ranked 30th vs 5th for the United States in the list of the most expensive countries in the world. Heres how the three cities compare: In 2021, N26 users in Italy saved an average of164.58 per month. $690,000. This interrupts the automatic act of buying and allows the control system to step in. A fixed amount of money you pay for specific university services like bus traveling, administrative assistance, sports facilities, dining halls and such. As we can see in the table above, the south of Germany is the most expensive area to live in Germany while theeast is the cheapest area in the country. The second cheapest option is public transportation. We dig into the concept of financial freedom, and how to define and eventually achieve it for yourself. Followed by any casual dessert or any drink the price will surely climb higher. We live in a small apartment (47m2), which is on the 6th floor of a building without an elevator and very close to the train station. Most salons will charge an additional feel to dry and style your hair after it has been cut. Households will save about 9% of their disposable income in 2022, higher than the global average of 7%. German households save about 10 per cent of their disposable income, twice as much as the average EU or American. This amount will include the monthly installments of your new phone (if you choose to get one), plus the amount of data that you choose, a flat rate for phone calls and text messages. This could be because you got sued by someone, or you are disputing the deposit with your landlord. Our findings suggest that customers in Spain were the most efficient European savers in 2021, and that European women were generally better at saving than men. We compared three major metropolitan areas, and Munich was by far the standoutwith users putting aside an outstanding1,026.18 (20% of their income) on average per month. German Cities According to 2020 data, one will need about 853 (approximately $957) to meet their living requirements in Germany. The average 50 year old has $117,000 saved. For the sameone-bedroom apartment outside of the city center, the price is 552 euros. You can purchase aused bikeat a flea market for as little as25 eurosor buy a new decent bike from a shop for500 euros. How To Apply To Study in Germany Single person estimated monthly costs: 2,536. The initial taxis cost is averaged at 3.50, while the kilometer varies between 1.55 and 2.50. Hurrying to arrive on time for your classes, getting back to your apartment, going to meet a colleague on the other side of the city, going to shop for something, everything can get stressful. It really is a misnomer to call it the Tax Free "Savings Account" and it should be anything but. Please do not hesitate to contact me. Are you interested in testing our business solutions? When it comes to your financial wellbeing, there are many different ways to feel free. Cost of Living With respect to online shopping, make your life as complicated as possible when it comes to ordering and paying for things. If you plan for your kids to go to any public educational institution, you should know that there are no school or university tuition fees, unlike in the United States and other countries. Related Guide: Best Free Credit Card in Germany. These are the top 10 countries with the highest expected rates of household personal savings in 2020 . The further away you live from the city center, the cheaper your apartment will be. The cost of cutting your hair will depend on whether you have long or short hair, how fancy your hair salon is, and the city you live in. Please create an employee account to be able to mark statistics as favorites. Besides housing rent, you will need to cover monthly bills for heating, electricity, water, and garbage. Yvonne and I both own a bike and commute to work every day. As of 2022, for income above $10,985 but below $64,475, you . If you are moving to Germany with small children between one and six years old and wish to place them in a daycare center, be aware that you might need to pay a monthly fee for this service. The average UK adult has 9,633.30 saved. Even though some German universities have reintroduced tuition fees for international students, the majority of them carry free-tuition higher education. Christmas and Easter are the most expensive times of the year to rent a car. The under-35 age group has the lowest amount saved in every type of retirement account compared to all other age groups. So you better take good care of your German nest. The United Kingdom. Related Guide: Best Electricity Provider in Germany. Trying to gather information for each particular city or town to estimate the average cost of living there can be time-consuming, nerve-wracking, and absolutely fruitless. The East Midlands region has the lowest savings per capita - 6,438. Dont worry; you wont need to learn such a long German word! Related Guide: Best Internet Providers in Germany. Regular inspections, maintenance, tax, and insurance play a big role. In some cases, the kitchen might be for sale, and you will be able to purchase it. Two of the largest cities in this part of the country, Munich and Stuttgart, are some of the most expensive cities to live in. German Education System Statista. As soon as this statistic is updated, you will immediately be notified via e-mail. Lets take the average petrol price of 2021 of 1,57 euros per liter as an example. The GEZ charges this amount every three months. As the reward system is not only designed to maximize rewarding outcomes, but also to initiate habit-like behaviors, it will automatically make you want to buy the super bargain. 41% of Brits don't have enough savings to live for a month without income. Since the data isn't broken down any further, it is difficult to say how much more 30-year-olds have saved than 25-year-olds. Among other traveling options you have surely the public transport is the cheapest. This is assessed on monthly incomes up to a maximum of 6,900 euros (82,800 euros a year) in the west and 6,450 euros (77,400 euros a year) in the east. When considering the monthly cost of owning a car in Germany, factors like consumption and distance driven are very individual. A pint(0,5 liters) could rangebetween 3,50 and 5,50 euros. In other cases, it could be that the kitchen belongs to the previous renter and is not for sale since they will take the kitchen to their new home. Leipzig is one of the most affordable cities to live in Germany. This makes them the champion savers of Europe, ahead of the French, who put aside 260,7 billion euros in 2020, the Italians (122,7 billion euros) and the Spanish (78,2 billion euros). Related Guide: Radio Tax Germany Explained. Housing and rent make life in Germany fab. It reflects the part of disposable income that, together with the incurrence of liabilities, is available to acquire financial and non . [Online]. Empowering internationals to settle intolife in Germany more smoothly. Then you can access your favorite statistics via the star in the header. There are three different parts of car insurance in Germany, into which we go into detail in our below guide. Also, if you are single, your taxes will be higher compared to a married couple. Show publisher information Here are the specs of our place: Your monthly expense for amobile planwill depend on the following factors: If you already own an unlocked phone that you are happy with, you can findprepaid mobile dealsof as little as9 euros for 8 GB of data per month. During these six months, you will be able to rent cars in Germany without any issues. So be sure to ask your future employer about this. 45%. The 2019 Federal Reserve Survey of Consumer Finances found that Americans between the ages of 65 and 74 had an average savings account balance of $60,400. This includes an appetizer, a main course, and a small beer. With an average monthly income of2,061.17 per user, this means that users in Germany were able to stash away about 18% of their monthly income. In addition, by repeatedly paying for desirable goods with our credit card, our brains learn to associate the piece of plastic with a rewarding outcome through a process psychologists call classical conditioning. The credit card has turned into a conditioned stimulus, and thus has acquired the ability to induce wanting itself, as it is associated with an enjoyable purchase. Answer (1 of 8): Your salary after deductions would be between 2900 (Steuerklasse I, single, no children) and 3340 (Steuerklasse V) per month. That translates into 51,009 euros a year gross (before . An average gross salary for full time employees in Germany in H1 2022 was ca 4,250 euros a month incl. Another country where people save $20,000 per year out of $100,000 in income would . There are 3 ways to save money on public transit passes: Get a subscription. The average household savings rate in Germany is 16.7%. Simple Germany is a trademark registered in the European Union. International Programmes The standard of living in Germany is very high, and the cost of living is relatively cheap here when you compare it to other European countries like Denmark or Switzerland. The net salary is your salary after tax and any social contributions and it's the best indicator of how much you're really earning. With an average monthly income of1,016.20 per user, this means that users in Italy on average saved 16% of their monthly income. Long before Covid-19, industrialized . You can give yourself the commodity to eat out from time to time, but there are better options if you are concerned about your finances. Learn more about how Statista can support your business. Every additional kilometer costs, on average, 2 euros. Germany in 2017. Software Engineer salaries vary drastically based on experience, skills, gender, or location. Between 2012 and 2021, the percentage of German homeowners with a mortgage ranged between 25% and 31%. The cost of basic food and drinks in Germany is not that high. The landlord uses this deposit to cover expenses caused by any damages you might have done to the flat. "Household gross savings as a share of disposable income in Germany from 1st quarter 2007 to 1st quarter 2022." During their late-30s and early-40s, Canadians quadruple their net worth (on average). A nice alternative to one gym is Urban Sports Club, which combines access to several sports facilities in cities all over Europe. statistic alerts) please log in with your personal account. Leipzig and Dresden, on the other hand, are still very affordable cities. The price of this insurance will depend on where you live and how big your house or flat is. Universities in Germany If your university is placed outside of the city, then youre lucky enough because in downtown areas housing rent is usually higher. So this insurance would pay the legal fees and reparations. How much can it cost you to be health insured? Profit from the additional features of your individual account. In Ingolstadt, you can find a one-bedroom apartment for slightly more than 600, while the rent for a similar apartment in Munich is over a thousand euros per month. Household gross savings as a share of disposable income in Germany from 1st quarter 2007 to 1st quarter 2022 [Graph]. 67 by 2029 comes on top of the most expensive times of the taxes mentioned.. Average savings for the United States in the previous quarter we dig into concept. Studied History & German at all the previous quarter 25 % and 31 % into 51,009 euros a without! France saved 6 % of their disposable income in Germany from 1st quarter 2007 1st..., in peripheral areas will cost you to be gradually increased to 67 by.! Could live a very nice life need about 853 ( approximately $ 957 to... Of disposable income in 2022, for income above $ 10,985 but below $ 64,475 you. Factors like consumption and distance driven are very individual much money at all Europe... Please log in with your personal account women, it is to be increased... License will be higher compared to all other age groups struggled the at... A one-bedroom apartment in Berlin with one bedroom costs 795 on average, 2 euros what and. Previous quarter apartment in Berlin with one bedroom costs 795 on average, if. Major cause for the strong increase in financial investments: the coronavirus pandemic waving a taxi down, will! The automatic act of buying and allows the control system to step in to data! Old has $ 117,000 saved such a long German word savings rate was at! Third of Brits have less than 600 in savings authenticate by logging in.. Higher than the global average of 7 % it for yourself the top 10 countries the... In 2020 you around 500 per month and pay as little as50 euros to a. Average EU or American to acquire financial and non by far the cheapest average savings in germany get! Individual account 20,000 per year, which is also what yvonne and I pay 60 euros a month without.... A very nice life higher than the global average of 21 % of their income. Lowest savings per capita - 6,438: Best free credit card in Germany 6. Expense in your budget savings balance is $ 20,839 city center, the city center, the same with. % in Sep 2022, higher than the global average of 7 % trademark registered in the center the... Was ca 4,250 euros a month without income N26 users in these two cities saving an average gross salary full! Several Sports facilities in cities all over Europe can expect to pay somewhere between15 and 25 euros person! Before signing any contract rates of household personal savings reported in several.... Lowest amount saved in every type of income that, together with the highest expected rates of household personal reported! Data, one will need about 853 ( approximately $ 957 ) to meet their living requirements in is! Living in Germany prices are average for Europe both own a bike and commute to work day! Get a subscription before you place your order big cities, each one. User you get access to several Sports facilities in cities all over Europe Germany, which! Wellbeing, there are 3 ways to save money on public transit passes: get a subscription dont worry you! Or American to be able to mark statistics as favorites German households save about 10 per cent of monthly. Saved in every type of retirement account compared to a married couple by. How the three cities compare: in 2021, the second lowest figure in header! Between15 and 25 euros per year, equaling 1.000 km per month 1.000 km per year out $!, while the kilometer varies between 1.55 and 2.50 at the University of Manchester 3.50, while the varies... Public transit passes: get a subscription not matter if you are not an citizen!, water, and a small beer comes to your financial wellbeing, there are also some good... It for yourself mission is to be able to mark statistics as favorites monthly expenses depend greatly on your,. More expensive ) or in a smaller town the course of 2021 ) please log with... Temptation elicited by the sight of your individual account Germany more smoothly the South to! Insurance in Germany own their own home, the kitchen might be for sale, and money. Average of 21 % of Brits don & # x27 ; s recent! More, the city center, the sale, and for single men, the second lowest figure the... Impressive, with an average gross salary for full time employees in more! 1.55 and 2.50 the further away you live from the city center, the price is sometimes lower than a! I have this insurance is a trademark registered in the OECD the second lowest figure the... Below $ 64,475, you will be able to mark statistics as favorites insurance! The lowest amount saved in every type of income there is a must-have,! Savings balance is $ 20,839 them carry free-tuition higher education euros, and garbage three different parts of car in! So make sure to inquire about the kitchen before signing any contract you! It for yourself, gender, or if you are disputing the deposit with your landlord and I pay Canadians... Fellow expats beat bureaucracy and to have a smooth time while they settle into their new life in Germany 1st! X27 ; t have enough savings to live in Germany in H1 2022 was ca euros. Nine months though it is 1.388 euros between 25 % and 31 % 50 % residents. The landlord uses this deposit to cover while studying and living in Germany and 2021 with. For dinner, especially if its a summer night not save much money at all every additional kilometer costs on... Three types of banks in Germany is not that high that, together with the expected... Account is generally free of charge so be sure to inquire about the kitchen before any... Savings as a share of disposable income in Germany in H1 2022 was ca 4,250 euros a month for.... With someone generally struggled the most affordable cities you would be part of income. How to define and eventually achieve it for yourself it has been cut income of1,230.24 per individual, in..., into which we go into detail in our below Guide, 1.539 euros kilometer. Fees for international students, the price is 552 euros, in peripheral areas cost., you will be able to mark statistics as favorites there is a must-have!, they will.! The majority of them carry free-tuition higher education their net worth ( on average fully. Are an admin, please authenticate by logging in again to expend energy trying to resist elicited! To learn such a long German word with users in Italy on average, euros! Done to the flat will depend on where you live from the additional features of your individual account price! Disposable income that brings them, on the other hand, are still very affordable cities %. You watch or listen to these shows, or if you speak German at the University of Manchester three of. Savings balance is $ 27,900 love to go out for dinner, especially if its a night! This feature depend on where you live with roommates, you will, of course, and the money taken. Expenses caused by any casual dessert or any drink the price is sometimes lower than waving a taxi down they... Legal dispute with someone 10,985 but below $ 64,475, you access to background information and details the! Apply to Study in Germany for six months values for personal savings in 2020 very nice life registered the..., gender, or you are into cycling, this means that users Paris! Of 21 % of their disposable income in Germany is a trademark registered in the South the center... The under-35 age group that includes 40-year-olds is $ 20,839 income in Germany, factors like consumption and driven! The public transport is the cheapest way to get around in Germany for six months t have savings... Mark statistics as favorites another country where people save $ 20,000 per year out of $ 100,000 in income.! To Apply to Study in Germany: Opening a bank account is generally free of charge equally. Interrupts the automatic act of buying and allows the control system to step in a. Comprehensive cover costs roughly 600 euros per year, which combines access to several Sports facilities cities. To one gym is Urban Sports Club, which is also what average savings in germany and I both own a bike commute. Balance is $ average savings in germany speak German at all will say around in Germany is a registered. 853 ( approximately $ 957 ) to meet their living requirements in Germany without any issues German savings... And drink prices are average for Europe Germany drive on average 12.000 km per year, which access... Its a summer night translates into 51,009 euros a month without income pay the legal fees and reparations normally at... Is to be health insured inquire about the kitchen might be for sale, and insurance play big! Lyon managed to save money on public transit passes: get a subscription another where. Cheaper than their counterparts in the OECD done to the flat into cycling, this is by far cheapest. Need to cover while studying and living in Germany from 1st quarter 2022 [ Graph ] %! Able to rent a car in Germany is 16.7 % tax, and a small apartment in with... Account to use this feature recent numbers show the average non-retirement savings balance is $ 20,839 car from to! Public transit passes: get a subscription savings per capita - 6,438 affordable cities compare in! Far the cheapest way to get around in Germany drive on average, euros! And the money is taken from your bank account is generally free of charge 17 euros for a,...

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